ABOUT
All about
Olive Harbor
At Olive Harbor, we reduce a narrow focused and transactional approach which often fails to address key issues of a franchise owner operator. There is a 100% certainty that one day you will turn in your keys. Most people haven't planned for it and there is no dress rehearsal. Olive Harbor was created to help you reduce the high stress and anxiety that can come with the decision to turn in those keys.
We do this by helping to protect your biggest assets, such as your team members and cash flow. We help you grow your store while maintaining time away by ensuring you have options to retain key team members for long periods of time. All of this can lead you to increased revenue and efficient financial planning that can enable you turn your keys in with enough assets for your family to lead a good life, for the rest of your life.
SERVICES
Planning for Owners/Operators
01
Financial Planning for Owners and Operators
Olive Harbor specializes in guiding operators through the development and execution of exit strategies for your business. We oversee cash flow strategies, implementing investment plans and helping to mitigate risks related to lawsuits, death and disability to help prepare for the day you turn your keys in.
02
Business Consulting
As a single member LLC, all income flows to you personally. As much as you want the business separate from the personal, it's all intertwined. We help maximize fee calculation report (FCR) and additional FCR expense (AFCR) which can optimize your family's financial planning goals.
03
Team Member Retention Strategies
As an operator, you know your team members are your most important asset. We help build retention strategies to have a meaningful impact in your team member's lives while also helping you, the operator, maintain the profits you desire while having the time away from the store that you need.
04
Payroll Integrated 401k
VendorBridge seamlessly integrates with your payroll to make 401k as simple as possible. By utilizing a MEAP 401k strategy, all participating operators incur lower fees while still maintaining the individualized planning for any 401k that suits your needs.
05
Team Member Financial Acumen
Team members often have questions about financial topics ranging from savings, mortgages, credit cards, investing, 401k's, social security planning and many other topics. Studies show that employees stay with their companies longer if financial education is a company benefit.
Who we are
A bit about who we are
For almost a decade, Michael has helped business owners plan their finances with the goal of having a good life for the rest of their lives. His main focus is helping them seamlessly integrate their business finances and their personal balance sheets in order to help alleviate the stress and anxiety that can come with not only running a business, but one day exiting a business. His many advanced designations and time in the trenches have helped navigate his clients through an ever changing world of complexity and uncertainty.
Michael and his wife, Niki, live in Alpharetta, Georgia and have three children. Niki and Michael have been together since her days as a sportscaster and his days playing in the NFL with the Pittsburgh Steelers and Atlanta Falcons. They both enjoy spending time volunteering at No Longer Bound, where Michael is a board member. Together they have a passion for the family unit and helping men overcome addiction and regenerate their lives.
Education and Experience:
The American College of Financial Services 2021-2022
Masters in Financial Planning
The Business Enterprise Institute 2020
Certified Business Exit Planner™
University of Georgia 2018-2019
Executive Program in Financial Planning
University of Michigan 2018 - Stephen M Ross School of Business
NFL Business Management and Entrepreneurship
Clemson University 2006-2010
College of Business and Behavioral Science
Michael Palmer
For almost 30 years Joe has helped business owners move towards and then execute an exit strategy for their businesses. He also works closely with high income earners in the medical and executive space. His job is to oversee strategies that align with a fully integrated financial plan and balance sheet. Beyond his technical experience, clients benefit from the various events Joe has experienced in his career including “Y2K”, the 9/11 terror attacks, recessions, including the “Great Recession” of the 2008/2009 housing crisis and most recently the fears around the spread of the “Covid-19 Corona Virus” and the impacts all these events have had on market and balance sheets.
Joe and his wife Jayme have six children. They split their time in Las Vegas, NV and St. Louis, MO. The family enjoys physical fitness and competes in Brazilian Jiu Jitsu. They have a special interest in helping to raise money and fund ministries that help trafficked and abused children in the United States and and Middle East.
Education and Experience:
The Business Enterprise Institute 2020
Certified Business Exit Planner™
The American College of Financial Services 2007
Certified Financial Planner™
The American College of Financial Services 2004
Chartered Financial Consultant™
The University of Maryland 1994-1998
Phi Beta Kappa
BA Communication
Joe DeLisi
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Registered Representative & Financial Advisor of Park Avenue Securities, Financial Representative of Guardian.
Check the background of this investment professional on FINRA's Broker Check.